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UPV Theses and Dissertations

Permanent URI for this communityhttps://hdl.handle.net/20.500.14583/10

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Degree: search.filters.degree.Bachelor of Arts in Economics and ManagementSDG: search.filters.sdg.SDG 12 - Responsible consumption and production

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    Analysis of credit card demand of UPV Faculty members
    Bene, Ivanhoe C. (Division of Social Sciences, College of Arts and Sciences, University of the Philippines Visayas, 1998-03)
    This research is an economic analysis of the demand for credit cards of UPV faculty members. Specifically, the research was undertaken to: describe the social and economic characteristics of existing and potential credit cardholders; estimate the credit card demand of UPV faculty and determine the significant factors affecting the demand. Logistic regression was utilized since the research is composed of a binary dependent variable which is the willingness to acquire a credit card. Results of the study revealed that 40 percent of the sampled UPV faculty members were instructors who belong to age bracket 21-28 years old. In general, the average age of a UPV faculty was 38 years old with average annual personal gross income of PhP230,000. On the other hand, 18 percent of the respondents were willing to acquire a credit card while 19 percent were credit cardholders. Deferred payment was the most common feature being used by existing cardholders while traveling was the most frequent activity in which credit card was commonly used. On the average, an existing cardholder used his/her card twice a month with an average of PhP3,530 amount of credit availed during the month and paid an average monthly finance charge of 3.25 percent. SAS output showed that; merchant acceptability, convenience and income were the significant factors affecting the demand.
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    Marketing of milkfish fry in Pandan, Antique
    Bayaras, Dinah A. (Division of Biological Sciences, College of Arts and Sciences, University of the Philippines Visayas, 1995-03)
    This study describes and analyses the marketing, channels, functions/practices, costs, margins, and shares received by each marketing channel, net price of milk-fish fry received by fry catchers, and the problems encountered in the marketing of milkfish fry in Pandan, Antique. Using a separate interview schedule for each kind of respondent, 40 fry catchers are asked about their latest catch on a per-day basis, and the ten middlemen were interviewed about their last transaction/s. Results showed that from the fry catchers, the 4,218 milkfish fry are sold to three types of middlemen: the commissionman, wholesaler and facilitative organization. Fifty-nine percent of the milkfish fry go to the facilitative organisation, twenty-three percent to the commissionman, and eighteen percent to the wholesaler. From the three types of middlemen, only 86 7, of what they’ve purchased were sold of the 3,610 milkfish fry sold, 55% of it go to the wholesaler/retailer. Others go outside of the municipality. All of the wholesaler/retailer purchases go outside of the municipality. The pre-sale practices performed by the fry catchers include gathering, counting, sorting, storing, and transporting, while the middlemen perform counting, sorting, storing, packaging, and transporting. In performing the five pre-sale practices by the fry catchers, the cost of P16.95 is incurred. These are all noncash costs. The cost of P4.0012 for the depreciation cost of marketing investment items and the mortality cost of P12.95 - This includes the allowance for mortality given to the buyer as well as the actual deaths of milkfish fry - are the composition of the marketing costs. The net. The price of milkfish fry is P0.24/piece. But 23% of the opportunity cost of labor was forgone. The pre-sale practices performed by each type of middleman involved in the marketing of milkfish fry accumulated a distinct cost for each type. For the commissionman, he has a total of P87,3367 marketing cost. The wholesaler incurred — 117.996, the facilitative organization has P570.4867, and the wholesaler/retailer has Pl,365.7987. The middleman who has the highest net return in terms of percentage of average revenue is the commissionman (70.62%), followed by the wholesaler (69.76%), then the facilitative organization (57.89%), and the smallest is received by the wholesaler/retailer (37.54). followed by the facilitative middleman (P0.21), and then the In terms of gross margin received by each type of middleman, the highest shareholder is the wholesaler /retailer (P0.28), then the wholesaler (PC, 23), and the commissionman (P0.06). The problems of poor transportation facilities, insufficient capital, communications in pricing, excessive mortality rates, and the absence of a buyer are the bottlenecks in the marketing system. These problems produce a bad outcome for the middlemen by increasing their losses.