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UPV Theses and Dissertations

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    Analysis of credit card demand of UPV Faculty members
    Bene, Ivanhoe C. (Division of Social Sciences, College of Arts and Sciences, University of the Philippines Visayas, 1998-03)
    This research is an economic analysis of the demand for credit cards of UPV faculty members. Specifically, the research was undertaken to: describe the social and economic characteristics of existing and potential credit cardholders; estimate the credit card demand of UPV faculty and determine the significant factors affecting the demand. Logistic regression was utilized since the research is composed of a binary dependent variable which is the willingness to acquire a credit card. Results of the study revealed that 40 percent of the sampled UPV faculty members were instructors who belong to age bracket 21-28 years old. In general, the average age of a UPV faculty was 38 years old with average annual personal gross income of PhP230,000. On the other hand, 18 percent of the respondents were willing to acquire a credit card while 19 percent were credit cardholders. Deferred payment was the most common feature being used by existing cardholders while traveling was the most frequent activity in which credit card was commonly used. On the average, an existing cardholder used his/her card twice a month with an average of PhP3,530 amount of credit availed during the month and paid an average monthly finance charge of 3.25 percent. SAS output showed that; merchant acceptability, convenience and income were the significant factors affecting the demand.
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    Politics in rice producing irrigated area in Northeastern Iloilo (Barotac Nuevo-Pototan Area)
    Bajade, Ian Louie V.; Macaldo, Felipe E., Jr. (Division of Social Sciences, College of Arts and Sciences, University of the Philippines Visayas, 1999-04)
    This research project is an exploratory study which determines the power relations among individuals, groups, groupings and entities involved in rice production process in the rice producing irrigated area of Northeastern Iloilo. This study was conducted in the Barangays of Tabucan and Cabilauan of Barotac Nuevo and Tuburan and Tomcon Ilaud of Pototan using interviews with respondents and selected key informants and secondary data taken from the records of the Municipal Agrarian Reform Office, local government units, Philippine National Police blotter and farmers' organization of the locale of the study as sources of information of this research project. It was found out that: (1) there is a three level class structure in the locale of the study; (2) the three level class structure leads to a corresponding three level power relations among individuals inside the realm of rice production process; (3) the tenurial arrangements solely determines the distribution of productivity among individuals and entities involve in rice production and (4) the tenants are biggest class of exploiters in the production process brought about by the widespread practice of sub- tenurial arrangement-pamorsyento which makes the tenants "ersatz landlord" and exploiters of the nagapamorsyento-farm laborer. Tracing the flow of politics in rice producing irrigated area, it was found that the tenurial arrangement gives shape to the power relations in the locale of the study.