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UPV Theses and Dissertations

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    Analysis of credit card demand of UPV Faculty members
    Bene, Ivanhoe C. (Division of Social Sciences, College of Arts and Sciences, University of the Philippines Visayas, 1998-03)
    This research is an economic analysis of the demand for credit cards of UPV faculty members. Specifically, the research was undertaken to: describe the social and economic characteristics of existing and potential credit cardholders; estimate the credit card demand of UPV faculty and determine the significant factors affecting the demand. Logistic regression was utilized since the research is composed of a binary dependent variable which is the willingness to acquire a credit card. Results of the study revealed that 40 percent of the sampled UPV faculty members were instructors who belong to age bracket 21-28 years old. In general, the average age of a UPV faculty was 38 years old with average annual personal gross income of PhP230,000. On the other hand, 18 percent of the respondents were willing to acquire a credit card while 19 percent were credit cardholders. Deferred payment was the most common feature being used by existing cardholders while traveling was the most frequent activity in which credit card was commonly used. On the average, an existing cardholder used his/her card twice a month with an average of PhP3,530 amount of credit availed during the month and paid an average monthly finance charge of 3.25 percent. SAS output showed that; merchant acceptability, convenience and income were the significant factors affecting the demand.
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    Socio-economic and demographic characteristics of folk-healers in Bingawan, Iloilo
    Batangas, Emily Trina C.; Tipsay, Gladys Pearl P. (Division of Social Sciences, College of Arts and Sciences, University of the Philippines Visayas, 1999-04)
    This is a study on the socio-economic characteristics of folk healers in Bingawan, Iloilo. The study attempts to know the different kinds of folk healers in Bingawan, the illnesses that are referred to them, how they treat these illnesses, and how they participate in the community. The findings of the study reveal that there are 53 folk healers in the town. Most of them are female and married. Most of them have low educational attainment and are poor. They rely mostly on farming as their source of income. As folk healers, they do not earn much from their practice. The different types of folk healers are hilot, manughilot, manug-luy-a, manugbutbut, herbolaryo, and manug-apuk. Sprains and broken bones are the usual illnesses that are brought to them. Community participation is very low among the folk healers. Only a few are members of any community organization. Giving more training and encouraging them to join in community affairs can be beneficial, not only for the development of their skills but for the community as a whole. Their services in healing illnesses have stood the test of time and they are helping many people in the village by providing service at a lower cost. Integrating them in modem medicine would legitimize and raise the quality of their service. With this they can reach out to more people and become more effective in their profession.
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    Politics in rice producing irrigated area in Northeastern Iloilo (Barotac Nuevo-Pototan Area)
    Bajade, Ian Louie V.; Macaldo, Felipe E., Jr. (Division of Social Sciences, College of Arts and Sciences, University of the Philippines Visayas, 1999-04)
    This research project is an exploratory study which determines the power relations among individuals, groups, groupings and entities involved in rice production process in the rice producing irrigated area of Northeastern Iloilo. This study was conducted in the Barangays of Tabucan and Cabilauan of Barotac Nuevo and Tuburan and Tomcon Ilaud of Pototan using interviews with respondents and selected key informants and secondary data taken from the records of the Municipal Agrarian Reform Office, local government units, Philippine National Police blotter and farmers' organization of the locale of the study as sources of information of this research project. It was found out that: (1) there is a three level class structure in the locale of the study; (2) the three level class structure leads to a corresponding three level power relations among individuals inside the realm of rice production process; (3) the tenurial arrangements solely determines the distribution of productivity among individuals and entities involve in rice production and (4) the tenants are biggest class of exploiters in the production process brought about by the widespread practice of sub- tenurial arrangement-pamorsyento which makes the tenants "ersatz landlord" and exploiters of the nagapamorsyento-farm laborer. Tracing the flow of politics in rice producing irrigated area, it was found that the tenurial arrangement gives shape to the power relations in the locale of the study.
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    Comparative rural income distribution analysis for Brgy. Punong, Passi City and Brgy. Tubod, Bingawan, 1997
    Balane, Walter I.; Montemor, Ma. Reina G. (Division of Social Sciences, College of Arts and Sciences, University of the Philippines Visayas, 1999-03)
    This study was conducted in Brgy. Punong, Passi City and Brgy. Tubod, Bingawan. There were twenty four (24) respondents from Brgy. Punong, Passi City and fourty one (41) from Brgy. Tubod, Bingawan. The analytical tools include the Income Decile, Gini-Coefficient and the Lorenz Curve. It was found out that income earners belonging to deciles in Brgy. Punong, Passi City earn only 24.55% of the total annual household income earned for Brgy. Punong. While the upper deciles (6-10) earn 75.45% of the said income. On the other hand, the income earners belonging to deciles 1-5 in Brgy. Tubod, Bingawan earns 29.93% of the total annual household income earned for Brgy. Tubod, Bingawan. While the upper deciles earn 70.07% of the said income. It was observed that the income earners in the 10th decile earns 1,200% more than the income earners in the first decile in Brgy. Punong, Passi City. On the other hand, the income earners in the 10th decile earns 506% greater than the income earners in the 1st decile income earners in Region VI and Philippines earns 2.2% and 1.7% respectively. In Brgy. Punong, Passi City and Tubod, Binagawan they earn 2.3% and 4.5% of the total annual household income. The bigger percentage share the income earned by 1st decile income earners in Brgy. Tubod, Bingawan is indicative of the barangays' greater advantage vis-a-vis income distribution equality compared to that of Brgy. Punong, Passi City. It was found out that Passi City is Iloilo's highest income earner municipality. The income distribution in Brgy. Punong Grande, Passi City does not however show that high municipality income assures income equality distribution. The Gini-Coefficient ratios further justifies the indirect relationship of high municipal income earned and and income distribution equality. The Gini-ratio of Brgy. Punong, Passi City is 0.3694 while that of Brgy. Tubod, Bingawan is 0.3313. Brgy. Tubod, Bingawan's estimate indicates a greater income distribution equality compared to that of Brgy. Punong, Passi City. Consequently, in the plotting of the Lorenz Curve, the curve for Brgy. Punong, Passi City is farther form the line of perfect equality compared to the one of Brgy. Tubod, Bingawan. The Gini-ratios of the Philippines and Western Visayas in 1997 were 0.4960 and 0.4414 respectively, which are relatively higher than the estimates of the two barangays. This is believed to be caused by sectoral homogeneity, which propose the concept that in areas where there is lack of mobility in the primary source of income, households heads are given less choice to move to another sector. Since both barangays are categorized as rural, although they differ in their extent of dependence to agriculture, the populace were deprived of the choices prided to those in urban areas. Thus, there is poor variety as to sources of income, household head and therefore income itself. Using the logarithmic transformed multiple regression, the following factors were found to be affecting significantly, the distribution of annual household income in Brgy. Punong, Passi City, the number of nonhousehold member contributors (NHM) and the primary sources of income from proffesional work (PSY-PROF). For Brgy. Tubod,Bingawan, three variables resulted to be significant in affecting household income distribution namely; the number of non-household member contributor (NHM), primary sources of income from contributors (PSY-COMP) and highest educational attainment- college level (EDUC-CD). Based on the results particularly on the decile income differentials and factors affecting income differentials, it is recommended that both national and local government should give focus on economic development and not only on economic growth so that vital problems will be addressed. It is important that the government will focus on its Poverty Eradication Program on the welfare of the smallest of the Philippine barangays. It is due time to initiate and maintain community based development projects and other barangay support system to empower the building blocks of the Philippine society