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UPV Theses and Dissertations

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    Analysis of credit card demand of UPV Faculty members
    Bene, Ivanhoe C. (Division of Social Sciences, College of Arts and Sciences, University of the Philippines Visayas, 1998-03)
    This research is an economic analysis of the demand for credit cards of UPV faculty members. Specifically, the research was undertaken to: describe the social and economic characteristics of existing and potential credit cardholders; estimate the credit card demand of UPV faculty and determine the significant factors affecting the demand. Logistic regression was utilized since the research is composed of a binary dependent variable which is the willingness to acquire a credit card. Results of the study revealed that 40 percent of the sampled UPV faculty members were instructors who belong to age bracket 21-28 years old. In general, the average age of a UPV faculty was 38 years old with average annual personal gross income of PhP230,000. On the other hand, 18 percent of the respondents were willing to acquire a credit card while 19 percent were credit cardholders. Deferred payment was the most common feature being used by existing cardholders while traveling was the most frequent activity in which credit card was commonly used. On the average, an existing cardholder used his/her card twice a month with an average of PhP3,530 amount of credit availed during the month and paid an average monthly finance charge of 3.25 percent. SAS output showed that; merchant acceptability, convenience and income were the significant factors affecting the demand.
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    Implementation of marine-protected area in San Jose, Antique: A social analysis
    Azucena, Jessa Veeh B.; Moreno, Rosano Carlo P. (Division of Social Sciences, College of Arts and Sciences, University of the Philippines Visayas, 2010-04)
    This study was designed to evaluate the marine protected area (MPA) implementation in San Jose, Antique using socio-economic and governance indicators. Data were gathered through personal interview of fishers using an interview schedule and focus group discussion (FGD) with selected participants from the municipal government and barangays. A total of 125 fishers were chosen from the four barangays affected by the MPA, namely: Brgy. 3, Brgy. 4, Brgy. Madrangca and Brgy. Funda Dalipe through systematic random sampling. The results showed that the presence of the MPA have not made a significant change in the income of the fishers. Fishers believed that fish abundance and fish catch is relatively higher in 2003 compared to the present. Marine resources are highly valuable to the fishers since it is their source of income (64%) and food (33%). They also believed that the resources are already depleted (51%) due to uncontrolled fishing (28%). In addition, the management plan was not followed. There was no specific budget intended for MPA. There was a low degree of participation and stakeholder empowerment. Also, it was observed that though most (91%) of the fishers were aware of the MPA, there was less involvement in MPA activities, particularly of the fishers from Brgy Madrangca, Brgy 3, and Brgy. 4. To improve the MPA management in the area, there should be provision of income diversification program in the coastal barangays, proper information dissemination, a specific budget intended for the MPA and involvement of all the affected barangays.
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    The multiplicity of jobs of the urban-poor breadwinning fathers in Iloilo City
    Ardales, Feb Grace L.; Yudelmo, Ma. Leah E. (Division of Social Sciences, College of Arts and Sciences, University of the Philippines Visayas, 1998-03)
    The worsening socio-economic condition of the society serve as a reason why the urban-poor breadwinning fathers are engaging in the multiplicity of jobs. It is treated by the breadwinning fathers as a means for them in satisfying the basic needs of the family. It is also necessary to consider proper time management to avoid overlapping of activities and time constraints. The study of the multiplicity of jobs of the urban-poor breadwinning fathers in Iloilo City revolves in the description of the socio-economic condition of the families of the urban-poor breadwinning fathers who have multiple jobs in Iloilo City. It is also concern in determining the different kinds of jobs these urban-poor breadwinning fathers are engaged in as well as the reasons why they engage in such multiplicity of jobs. Finally, the last that is very necessary is the analysis of how they manage their time in each of their jobs and their personal activities.