UPV Digital RepositoryUPV-DRUniversity of the Philippines Visayas
 

Undergraduate Research Project

Permanent URI for this collectionhttps://hdl.handle.net/20.500.14583/29

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1998 - 199912010 - 20151

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AGROVOC Keyword: search.filters.agrovoc.regression analysisHas files: Yes

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    Analysis of credit card demand of UPV Faculty members
    Bene, Ivanhoe C. (Division of Social Sciences, College of Arts and Sciences, University of the Philippines Visayas, 1998-03)
    This research is an economic analysis of the demand for credit cards of UPV faculty members. Specifically, the research was undertaken to: describe the social and economic characteristics of existing and potential credit cardholders; estimate the credit card demand of UPV faculty and determine the significant factors affecting the demand. Logistic regression was utilized since the research is composed of a binary dependent variable which is the willingness to acquire a credit card. Results of the study revealed that 40 percent of the sampled UPV faculty members were instructors who belong to age bracket 21-28 years old. In general, the average age of a UPV faculty was 38 years old with average annual personal gross income of PhP230,000. On the other hand, 18 percent of the respondents were willing to acquire a credit card while 19 percent were credit cardholders. Deferred payment was the most common feature being used by existing cardholders while traveling was the most frequent activity in which credit card was commonly used. On the average, an existing cardholder used his/her card twice a month with an average of PhP3,530 amount of credit availed during the month and paid an average monthly finance charge of 3.25 percent. SAS output showed that; merchant acceptability, convenience and income were the significant factors affecting the demand.
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    Perceived stress, social support and coping strategies on retired teachers' psychological well-being
    Barcelona, Mary Racelyn T. (Division of Social Sciences, College of Arts and Sciences, University of the Philippines Visayas, 2015-05)
    Retirement poses significant changes in the lives of the old age population. Along with this are changes in social networks, activities and life outcomes. To examine perceived stress, social support, coping strategies and psychological well-being among retired teachers in Tigbauan, Iloilo, qualitative and quantitative measures were conducted to 41 retired teachers. In general, retired teachers perceive low levels of stress. Factors that contribute to perceived stress are health conditions, financial concerns, family problems and current activities. Social support, which is provided primarily by family and friends, is experienced in high levels. In terms of coping, emotion-focused coping is engaged in by the majority. The leading specific coping strategy they employ is praying or going to church. The majority experience positive levels of psychological well-being, which can be predicted using the variable of social support, as revealed by regression analysis.