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Undergraduate Research Paper

Permanent URI for this collectionhttps://hdl.handle.net/20.500.14583/28

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Keyword: search.filters.keyword.PovertySDG: search.filters.sdg.SDG 10 - Reduced inequalities

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    How do the poor live? An analysis of the lived experiences of women engaging in microfinance
    Cahilig, Joniel H. (Division of Social Sciences, College of Arts and Sciences, University of the Philippines Visayas, 2016-06)
    Poverty is a universal phenomenon that is well-researched but most of these researches focused on its economic perspective. This research was designed to fulfill the need to study poverty, particularly poor women engaging in microfinance. It tried to examine the psychological aspect of poverty by using Interpretative Phenomenological Analysis (IPA) as the theoretical framework. Data were gathered from six respondents through in-depth interviews and were analyzed using thematic analysis. Three themes emerged from the interviews which explained the lived experiences of the poor women while engaging in microfinance. The first theme talked about the different struggles they went through, like having insufficient daily budgets. The second theme included positive experiences which was mainly caused by their interpersonal relationships. The last theme revolved around their experiences, their perceptions and attitude involving microfinance. Findings showed that interpersonal relationships played a main part on the lived experiences of poor women. It was also found that microfinance have negative psychological effects on its beneficiaries. The women became too dependent to microfinance that it became part of their lifestyle. Also, there is an issue of responsibility such that the beneficiaries does not take the microfinance seriously when it comes to paying back loans.
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    Responses to the sugar industry crisis: The case of Negros Occidental
    Cabanting, Crispy A. (Division of Social Sciences, College of Arts and Sciences, University of the Philippines Visayas, 2001-03)
    This paper analyzes the responses to the collapse of the sugar industry of the local government, non-government organizations, sugar worker households, the sugar industry particularly the haciendas, and other industries. It shows that the local government and the non-government organizations have provided long-term assistance towards the recovery of the province. On the other hand, the sugar industry (haciendas), other industries and households have diversified and specialized, looked into other sources of income and ventured into other kinds of production. The paper also determines the socioeconomic status of the residents of the province of Negros Occidental before, during, and after the crisis. Since 1988, the levels of malnutrition, unemployment and estimated vital rates in the province of Negros Occidental have slowly approached manageable levels partly because of various intervention programs by local government and non-government organizations.